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Investor

If you invest in different types of real estate properties in short and medium-term investment cycles, Tokio Marine Highland’s InvestorSelect™ is your convenient and easy solution to secure multi-peril coverage for your properties. You can also add liability, flood, and earthquake coverage if you need it.

With InvestorSelect, place and cancel coverage online 24/7 through Tokio Marine Highland’s iClient portal or send us a file of your investment properties that need coverage. You pay only for the time coverage was in effect – no more, no less.

Financial Strength

Wholly owned by Tokio Marine Kiln, one of the largest Lloyd’s carriers, rated A+ by Standard & Poor’s for financial strength

Best-In-Class Service

We offer a personalized customer experience to serve your clients and fulfill your commitments as if they were our own

Easy Coverage Placement

Simply place and cancel coverage online at your convenience 24/7 through our secure iClient portal

Why InvestorSelect?

With InvestorSelect, you report properties for coverage and pay premiums monthly. In other words, you only pay premiums for the months that you need coverage. In addition to unmatched flexibility, InvestorSelect gives you more benefits and options:

  • All types of 1-4 family residential properties accepted, including mobile and manufactured homes
  • All-risk coverage with maximum limits up to $5 million per insured location
  • Replacement cost claim settlement — no depreciation adjustments for residential dwellings and no coinsurance requirement
  • Wind coverage included — even in coastal areas and for named storms
  • Deductible options from $1,000 up to $100,000 (special wind deductibles apply)

To get started today, download the InvestorSelect application.

Tokio Marine Highland InvestorSelect marketing sheet thumbnail.
InvestorSelect Marketing Sheet
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Frequently Asked Questions About InvestorSelect

How do we place coverage or report properties to insure?

There are several options available for reporting properties for coverage. First, by an Excel spreadsheet that Tokio Marine Highland will provide. Second, by data file transmission directly from your system to Tokio Marine Highland. Lastly, via our convenient, proprietary and web-based iClient application where you can complete insurance transactions online 24/7.

What information should we provide to place coverage?

Tokio Marine Highland will request information such as property address, coverage amount and type of coverage, in addition to other property & coverage information as needed. The rates and premiums will be determined by Tokio Marine Highland, via our spreadsheet or iClient.

When do we report properties for coverage and how far can we backdate coverage?

You can backdate coverage up to 30 days. We automatically cover any property that you need to insure prior to your next monthly report. For example, if you provided your report on the 15th of the month and added a property on the 17th, you are covered for that property and you would simply add it to your next monthly report.

What if we find out that a property should have been reported for coverage two months ago?

As mentioned above, you can backdate coverage but only up to 30 days. In this case, you would need to contact your Tokio Marine Highland representative for assistance on obtaining coverage that exceeds the backdating limit of 30 days.

What if we find out that we should have canceled coverage two months ago?

Your premium is billed monthly. If you need to cancel coverage for any property dating back more than one month, please contact your Tokio Marine Highland representative for assistance.

What if we need additional Flood or Hazard limits?

Your InvestorSelect master policy is issued with your portfolio profile in mind. If you need additional limits or changes to your program, your master policy can be endorsed to accommodate your current requirements.

How do we file a claim?

We will provide you with claim forms when we issue your InvestorSelect master policy. When you need to file a claim, simply fill out the claim form and email it to mortgageclaims@preciseadjustments.com, or for direct claim reporting, call Precise Adjustments at 800-627-7601.

How quickly are claims processed, settled or closed?

Normally, claims are closed within 30 business days from the date they are filed. In more favorable situations, some claims close sooner

What types of properties are eligible? Ineligible?

All 1-4 family residential property types are eligible including mobile and manufactured homes. For other property types, please contact your Tokio Marine Highland representative.

Is liability coverage available?

Yes, you have the option to add general liability and contractors liability coverages.

Is coverage available for properties in Puerto Rico, US Virgin Islands and Guam?

InvestorSelect is not available for properties in these territories at the present time. If you have properties in these areas, please contact your Tokio Marine Highland representative.

Contact Us

Sheri Kordsmeier
Senior Vice President, National Sales, Specialty Property Division

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Sheri Kordsmeier, Senior Vice President, National Sales, joined Tokio Marine Highland in 1996. Sheri’s focus is on new business development while continuing to enhance key client partnerships through proactive communication … Read more

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