CONDITIONS OF USE
Whenever we reference the “Site” we mean, individually and collectively, the web pages found at www.tmhighland.com, including links to our client portals and the web pages contained therein, and such others as we may make available from time to time. By using this Site, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this Site. These terms and conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound.
The materials on this Site are provided “as is” and without warranties of any kind either expressed or implied. To the fullest extent permissible pursuant to applicable law, Tokio Marine Highland Insurance Services, Inc. , and its subsidiaries and affiliates (collectively, “TMH”) disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. TMH does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this Site or the server that makes it available are free of viruses or other harmful components. TMH does not warrant or make any representations regarding the use or the results of the use of the materials on this Site in terms of their correctness, accuracy, reliability, or otherwise. The information and descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes. This Site may be linked to other Sites, which are not maintained by TMH. TMH is not responsible for the content of those Sites. The inclusion of any link to such Sites does not imply approval of or endorsement by TMH of the Sites or the content thereof.
LIMITATION OF LIABILITY
While TMH uses reasonable efforts to include accurate and up to date information on this Site, errors or omissions sometimes occur. TMH makes no warranties or representations as to the accuracy of this Site. Under no circumstances, including, but not limited to, negligence, shall TMH or any party involved in creating, producing, or delivering the Site be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this Site, even if TMH or a TMH authorized representative has been advised of the possibility of such damages. In no event shall TMH’s total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this Site. TMH also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from this Site.
RESTRICTIONS ON USE OF MATERIALS
This Site is owned and operated by TMH. Except as otherwise expressly permitted by TMH, no materials from this Site or any Site owned, operated, licensed or controlled by TMH may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this Site for your use only provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this Site for public or commercial purposes, including the text, images, audio, and video without TMH’s written permission in advance. TMH neither warrants nor represents that your use of materials displayed on this Site will not infringe rights of third parties not owned by or affiliated with TMH.
Unless otherwise expressly set forth herein, TMH makes no representation that materials on this Site are appropriate or available for use in any location. Those who choose to access this Site do so on their own initiative and are responsible for compliance with local laws. The information contained on this Site is not an offer to sell or a solicitation to buy any insurance product. No insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions.
TRADEMARKS AND COPYRIGHTS
All trademarks, services marks, trade names, logos, and icons are proprietary to TMH. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this Site without the written permission of TMH or such third party that may own the trademarks displayed on this Site. Your use of the trademarks displayed on this Site, or any other content on this Site, except as provided herein, is strictly prohibited. Images displayed on this Site are either the property of, or used with permission by, TMH. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
You acknowledge that any software available or provided to you on this Site may contain technology that is subject to strict controls by various agencies of the United States Government pursuant to United States export control laws and regulations. You hereby agree that you will not transfer or export such software from the United States (including, for example, providing such software to any foreign person or entity in the United States) or re -export such software outside the United States in violation of United States export laws and regulations. TMH does not authorize the downloading or exportation of any software or technical data from this Site to any jurisdiction prohibited by the United States export controls laws and regulations.