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Innovative Solutions
for Complex Risks

With decades of experience and deep industry expertise, we deliver creative solutions that make it easier for you to manage and grow your business. Learn about our private flood, construction, fine art, specialty property, real estate investment and lender-placed insurance coverages.

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Products and Services

We help you manage your risks with insurance solutions, not pre-packaged offerings. Our broad portfolio of market-leading products and services are born out of collaboration, imagination and innovation to meet your client’s most complex needs.

Private Flood Insurance

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Private flood solutions with higher limits, broader coverages and more stable and competitive rates than the NFIP […]

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Construction Insurance

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Distinct insurance solutions to meet the needs of your residential, commercial and institutional construction projects […]

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Financial Services Solutions

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Comprehensive solutions to help financial institutions protect their portfolios against uninsured or underinsured losses […]

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Specialty Property Solutions

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Tailored property solutions designed to serve the unique needs of homeowners and property investors […]

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Fine Art & Collectibles

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Broad insurance coverage for physical loss and damage risks in the fine art and collectibles market segment […]

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Who We Are

We pioneer creative insurance solutions backed by our deep underwriting and product expertise, superior claim management and the highest caliber of customer service. Our core values provide a foundation for building strong and enduring partnerships with our clients and each other.

UNDERWRITING EXPERTISE

Our solutions are crafted by underwriting teams with deep expertise and decades of experience. It’s why agents and brokers nationwide are confident in presenting their customers with our specialized products and innovative solutions.

CREATIVE AND INNOVATIVE PRODUCTS

We help you manage your risks with insurance solutions, not pre-packaged processes. Our broad portfolio of market-leading specialty risk management solutions require collaboration, imagination and innovation to meet your client’s most complex needs.

SUPERIOR CLAIM MANAGEMENT

We manage your claims, every step of the way, through our wholly owned subsidiary, Precise Adjustments. We provide industry-leading claim administration and adjustment capabilities with dedicated and experienced adjusters to ensure claims are handled promptly and fairly.

BEST-IN-CLASS CUSTOMER SERVICE

At Tokio Marine Highland, it’s all about our clients. We deliver the products and services that make it easier for you to manage and grow your business. That’s why we offer a personalized customer experience to serve your clients and fulfill your commitments as if they were our own.

FINANCIAL STRENGTH

Founded in 1962, Tokio Marine Highland is a wholly owned company of Tokio Marine Kiln, one of the largest carriers in the Lloyd’s of London insurance market, rated A+ by Standard & Poor’s for financial strength, and a member of the Tokio Marine Group. Tokio Marine was founded in 1879 and has gone on to become one of the strongest and largest insurance companies in the world with a market capitalization of $34 billion.

Recent Articles

Tokio Marine Highland Wins 2022 Insurance Technology Impact Award

Tokio Marine Highland Wins 2022 Insurance Technology Impact Award

Tokio Marine Highland has been named a winner of the 2022 Insurance Technology Impact Awards. Presented by the Aite-Novarica Group, the awards recognize insurer IT initiatives and projects that have generated real business impact for their organizations. Tokio Marine Highland was recognized in the Core Systems category as the Midsize Property/Casualty Winner for the Cloud-Based […]

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Three businesspeople working together on documents at conference table.

Top 10 Flood Compliance Tips

Chances are a regulator or investor has reviewed your flood compliance program. They may have also asked to see documentation of your flood compliance procedures. Based on provisions¹ of the Flood Disaster Protection Act of 1973 and the National Flood Insurance Reform Act of 1994, we hope you will find the following 10 flood compliance […]

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Satellite image of a hurricane in the Gulf of Mexico.

Forecasters Predict Active, Above-Average Hurricane Season

Hurricane season begins June 1 and forecasters are gearing up for yet another above-average year of storm activity. Researchers from Colorado State University (CSU) are predicting 19 named storms during the Atlantic hurricane season, which runs through November 30. Of those storms, forecasters expect nine to become hurricanes and four to reach major hurricane strength […]

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DON’T TAKE OUR WORD FOR IT

"Tokio Marine Highland's expertise, professionalism and service are unmatched."

NATE GORHAM, FLOOD UNDERWRITER
CLEARWATER UNDERWRITERS

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