Innovative Solutions
for Complex Risks
With decades of experience and deep industry expertise, we deliver creative solutions that make it easier for you to manage and grow your business. Learn about our private flood, construction, fine art, specialty property, real estate investment and lender-placed insurance coverages.
Products and Services
We help you manage your risks with insurance solutions, not pre-packaged offerings. Our broad portfolio of market-leading products and services are born out of collaboration, imagination and innovation to meet your client’s most complex needs.
Private Flood Insurance
Private flood solutions with higher limits, broader coverages and more stable and competitive rates than the NFIP […]
Construction Insurance
Distinct insurance solutions to meet the needs of your residential, commercial and institutional construction projects […]
Financial Services Solutions
Comprehensive solutions to help financial institutions protect their portfolios against uninsured or underinsured losses […]
Specialty Property Solutions
Tailored property solutions designed to serve the unique needs of homeowners and property investors […]
Fine Art & Collectibles
Broad insurance coverage for physical loss and damage risks in the fine art and collectibles market segment […]
Who We Are
We pioneer creative insurance solutions backed by our deep underwriting and product expertise, superior claim management and the highest caliber of customer service. Our core values provide a foundation for building strong and enduring partnerships with our clients and each other.
UNDERWRITING EXPERTISE
Our solutions are crafted by underwriting teams with deep expertise and decades of experience. It’s why agents and brokers nationwide are confident in presenting their customers with our specialized products and innovative solutions.
CREATIVE AND INNOVATIVE PRODUCTS
We help you manage your risks with insurance solutions, not pre-packaged processes. Our broad portfolio of market-leading specialty risk management solutions require collaboration, imagination and innovation to meet your client’s most complex needs.
SUPERIOR CLAIM MANAGEMENT
We manage your claims, every step of the way, through our wholly owned subsidiary, Precise Adjustments. We provide industry-leading claim administration and adjustment capabilities with dedicated and experienced adjusters to ensure claims are handled promptly and fairly.
BEST-IN-CLASS CUSTOMER SERVICE
At Tokio Marine Highland, it’s all about our clients. We deliver the products and services that make it easier for you to manage and grow your business. That’s why we offer a personalized customer experience to serve your clients and fulfill your commitments as if they were our own.
FINANCIAL STRENGTH
Founded in 1962, Tokio Marine Highland is a wholly owned company of Tokio Marine Kiln, one of the largest carriers in the Lloyd’s of London insurance market, rated A+ by Standard & Poor’s for financial strength, and a member of the Tokio Marine Group. Tokio Marine was founded in 1879 and has gone on to become one of the strongest and largest insurance companies in the world with a market capitalization of $34 billion.
Recent Articles
Forecasters Predict Active, Above-Average Hurricane Season
Hurricane season begins June 1 and forecasters are gearing up for yet another above-average year of storm activity. Researchers from Colorado State University (CSU) are predicting 19 named storms during the Atlantic hurricane season, which runs through November 30. Of those storms, forecasters expect nine to become hurricanes and four to reach major hurricane strength […]
7 Common Flood Compliance Violations: What Are They?
Did you know that among flood compliance violations, seven are the most common? You may find that your institution can easily avoid these violations when you learn what they are. You’ve heard or read about federally regulated financial institutions being cited for not complying with the mandatory purchase provisions¹ of the Flood Disaster Protection Act […]
Tokio Marine Highland’s Kiran Achen Named Chicago CIO of the Year
Chicago, IL – Today, Tokio Marine Highland’s Chief Information Officer Kiran Achen was named the 2022 Corporate Chicago CIO of Year. The ORBIE Awards, presented by ChicagoCIO, recognize CIOs who have demonstrated excellence in technology leadership. “It is a great honor,” Achen said. “This is a recognition for everyone at Tokio Marine Highland and for […]
DON’T TAKE OUR WORD FOR IT
"Tokio Marine Highland's expertise, professionalism and service are unmatched."
NATE GORHAM, FLOOD UNDERWRITER
CLEARWATER UNDERWRITERS