Innovative Solutions
for Complex Risks
With decades of experience and deep industry expertise, we deliver creative solutions that make it easier for you to manage and grow your business. Learn about our private flood, fine art, specialty property, real estate investment and lender-placed insurance coverages.
Products and Services
We help you manage your risks with insurance solutions, not pre-packaged offerings. Our broad portfolio of market-leading products and services are born out of collaboration, imagination and innovation to meet your client’s most complex needs.
Solutions with higher limits, broader coverages and more stable and competitive rates than the NFIP.
Broad insurance coverage for physical loss and damage risks in the fine art and collectibles market.
Solutions to help financial institutions, property investors and owners protect their portfolios and properties against uninsured and underinsured losses.
Commercial drone insurance designed to fully cover the unique needs of this evolving technology.
Who We Are
We pioneer creative insurance solutions backed by our deep underwriting and product expertise, superior claim management and the highest caliber of customer service. Our core values provide a foundation for building strong and enduring partnerships with our clients and each other.
UNDERWRITING EXPERTISE
Our solutions are crafted by underwriting teams with deep expertise and decades of experience. It’s why agents and brokers nationwide are confident in presenting their customers with our specialized products and innovative solutions.
CREATIVE AND INNOVATIVE PRODUCTS
We help you manage your risks with insurance solutions, not pre-packaged processes. Our broad portfolio of market-leading specialty risk management solutions require collaboration, imagination and innovation to meet your client’s most complex needs.
SUPERIOR CLAIM MANAGEMENT
We manage your claims, every step of the way, through our wholly owned subsidiary, Precise Adjustments. We provide industry-leading claim administration and adjustment capabilities with dedicated and experienced adjusters to ensure claims are handled promptly and fairly.
BEST-IN-CLASS CUSTOMER SERVICE
At Tokio Marine Highland, it’s all about our clients. We deliver the products and services that make it easier for you to manage and grow your business. That’s why we offer a personalized customer experience to serve your clients and fulfill your commitments as if they were our own.
FINANCIAL STRENGTH
Founded in 1962, Tokio Marine Highland is a wholly owned subsidiary of Tokio Marine Kiln (TMK), a leading international insurer and member of Tokio Marine Group. As one of the largest carriers in the Lloyd’s insurance marketplace, TMK’s syndicates benefit from Lloyd’s financial strength, including an A+ rating from AM Best.
Recent Articles
Zillion Expands with Tokio Marine Highland to Embed Luxury Jewelry and Watch Insurance for VIP Clients
Chicago, IL, October 8, 2026 – Tokio Marine Highland, a subsidiary of Tokio Marine Kiln, which is part of one of the world’s largest insurance groups, has partnered with Zillion to protect luxury items for VIP clients. The partnership reflects both companies’ dedication to extraordinary customer experiences and the desire to be there for discerning […]
TMH Named a Best Place to Work in Insurance for the Seventh Consecutive Year
CHICAGO, September 1, 2026 – Tokio Marine Highland, an established specialty insurance underwriting agency, is proud to announce it has been named one of the Best Places to Work in Insurance for a seventh consecutive year. And for the first time, TMH was also recognized as one of the Best Places to Work in Insurance for […]
Tokio Marine Highland Appoints Matt LoPiccolo as Chief Growth Officer
CHICAGO, July 27, 2026 – Tokio Marine Highland, an established specialty insurance underwriting agency, today announced the appointment of Matt LoPiccolo to Chief Growth Officer, effective immediately. In this newly created role, Matt will lead key growth initiatives across corporate development and merger and acquisition activities, distribution strategy, and business development. In addition, he will oversee […]