Innovative Solutions
for Complex Risks
With decades of experience and deep industry expertise, we deliver creative solutions that make it easier for you to manage and grow your business. Learn about our private flood, construction, fine art, specialty property, real estate investment and lender-placed insurance coverages.
Products and Services
We help you manage your risks with insurance solutions, not pre-packaged offerings. Our broad portfolio of market-leading products and services are born out of collaboration, imagination and innovation to meet your client’s most complex needs.
Private flood solutions with higher limits, broader coverages and more stable and competitive rates than the NFIP […]
Distinct insurance solutions to meet the needs of your residential, commercial and institutional construction projects […]
Comprehensive solutions to help financial institutions protect their portfolios against uninsured or underinsured losses […]
Tailored property solutions designed to serve the unique needs of homeowners and property investors […]
Broad insurance coverage for physical loss and damage risks in the fine art and collectibles market segment […]
Who We Are
We pioneer creative insurance solutions backed by our deep underwriting and product expertise, superior claim management and the highest caliber of customer service. Our core values provide a foundation for building strong and enduring partnerships with our clients and each other.
UNDERWRITING EXPERTISE
Our solutions are crafted by underwriting teams with deep expertise and decades of experience. It’s why agents and brokers nationwide are confident in presenting their customers with our specialized products and innovative solutions.
CREATIVE AND INNOVATIVE PRODUCTS
We help you manage your risks with insurance solutions, not pre-packaged processes. Our broad portfolio of market-leading specialty risk management solutions require collaboration, imagination and innovation to meet your client’s most complex needs.
SUPERIOR CLAIM MANAGEMENT
We manage your claims, every step of the way, through our wholly owned subsidiary, Precise Adjustments. We provide industry-leading claim administration and adjustment capabilities with dedicated and experienced adjusters to ensure claims are handled promptly and fairly.
BEST-IN-CLASS CUSTOMER SERVICE
At Tokio Marine Highland, it’s all about our clients. We deliver the products and services that make it easier for you to manage and grow your business. That’s why we offer a personalized customer experience to serve your clients and fulfill your commitments as if they were our own.
FINANCIAL STRENGTH
Founded in 1962, Tokio Marine Highland is a wholly owned company of Tokio Marine Kiln, one of the largest carriers in the Lloyd’s of London insurance market, rated A+ by Standard & Poor’s for financial strength, and a member of the Tokio Marine Group. Tokio Marine was founded in 1879 and has gone on to become one of the strongest and largest insurance companies in the world with a market capitalization of $34 billion.
Recent Articles
Norman Heinrich Appointed CEO of Tokio Marine Highland
June 30, 2022 – Tokio Marine Highland, a leading property and casualty insurance underwriting agency, today announced the appointment of Norman Heinrich to Chief Executive Officer. Heinrich succeeds Pat Blandford, who stepped down after serving nearly two decades in multiple leadership roles, including CEO since 2018. Heinrich brings deep expertise and more than 35 years […]
Tokio Marine Highland Wins 2022 Insurance Technology Impact Award
Tokio Marine Highland has been named a winner of the 2022 Insurance Technology Impact Awards. Presented by the Aite-Novarica Group, the awards recognize insurer IT initiatives and projects that have generated real business impact for their organizations. Tokio Marine Highland was recognized in the Core Systems category as the Midsize Property/Casualty Winner for the Cloud-Based […]
Top 10 Flood Compliance Tips
Chances are a regulator or investor has reviewed your flood compliance program. They may have also asked to see documentation of your flood compliance procedures. Based on provisions¹ of the Flood Disaster Protection Act of 1973 and the National Flood Insurance Reform Act of 1994, we hope you will find the following 10 flood compliance […]
DON’T TAKE OUR WORD FOR IT
"Tokio Marine Highland's expertise, professionalism and service are unmatched."
NATE GORHAM, FLOOD UNDERWRITER
CLEARWATER UNDERWRITERS