Innovative Solutions
for Complex Risks
With decades of experience and deep industry expertise, we deliver creative solutions that make it easier for you to manage and grow your business. Learn about our private flood, fine art, specialty property, real estate investment and lender-placed insurance coverages.
Products and Services
We help you manage your risks with insurance solutions, not pre-packaged offerings. Our broad portfolio of market-leading products and services are born out of collaboration, imagination and innovation to meet your client’s most complex needs.
Private flood solutions with higher limits, broader coverages and more stable and competitive rates than the NFIP […]
Broad insurance coverage for physical loss and damage risks in the fine art and collectibles market segment […]
Comprehensive solutions to help financial institutions protect their portfolios against uninsured or underinsured losses […]
Tailored property solutions designed to serve the unique needs of homeowners and property investors […]
Who We Are
We pioneer creative insurance solutions backed by our deep underwriting and product expertise, superior claim management and the highest caliber of customer service. Our core values provide a foundation for building strong and enduring partnerships with our clients and each other.
UNDERWRITING EXPERTISE
Our solutions are crafted by underwriting teams with deep expertise and decades of experience. It’s why agents and brokers nationwide are confident in presenting their customers with our specialized products and innovative solutions.
CREATIVE AND INNOVATIVE PRODUCTS
We help you manage your risks with insurance solutions, not pre-packaged processes. Our broad portfolio of market-leading specialty risk management solutions require collaboration, imagination and innovation to meet your client’s most complex needs.
SUPERIOR CLAIM MANAGEMENT
We manage your claims, every step of the way, through our wholly owned subsidiary, Precise Adjustments. We provide industry-leading claim administration and adjustment capabilities with dedicated and experienced adjusters to ensure claims are handled promptly and fairly.
BEST-IN-CLASS CUSTOMER SERVICE
At Tokio Marine Highland, it’s all about our clients. We deliver the products and services that make it easier for you to manage and grow your business. That’s why we offer a personalized customer experience to serve your clients and fulfill your commitments as if they were our own.
FINANCIAL STRENGTH
Founded in 1962, Tokio Marine Highland is a wholly owned company of Tokio Marine Kiln, one of the largest carriers in the Lloyd’s of London insurance market, rated A+ by Standard & Poor’s for financial strength, and a member of the Tokio Marine Group. Tokio Marine was founded in 1879 and has gone on to become one of the strongest and largest insurance companies in the world with a market capitalization of $34 billion.
Recent Articles
2023 Atlantic Hurricane Season: What You Should Know
Colorado State University’s (CSU) predictions for the 2023 Atlantic Hurricane Season forecast “slightly below average” activity due to El Niño conditions. CSU researchers predict six hurricanes (two being Category 3, 4, or 5 hurricanes) and 13 named storms for this year’s hurricane season, which runs from June 1st through November 30th. According to Phil Klotzbach, […]
Insurance Careers Month: Helen Shim, Private Flood Underwriter
February is Insurance Careers Month, and there are exciting opportunities available in our diverse, innovative and growing industry. As a recipient of Business Insurance’s Best Places to Work Award for three years in a row, Tokio Marine Highland is creating a culture and environment where employees with diverse backgrounds and skillsets can thrive and grow their […]
6 Tips to Help You Sell More Flood Insurance in 2023
As flooding events across the country continue to increase in frequency and severity, you need a trusted resource for competitive, stable flood insurance markets to help mitigate your clients’ risks. Tokio Marine Highland, boasting more than 25 years of deep flood underwriting expertise and best-in-class service, offers specialized primary and excess flood solutions that you […]
DON’T TAKE OUR WORD FOR IT
"Tokio Marine Highland's expertise, professionalism and service are unmatched."
NATE GORHAM, FLOOD UNDERWRITER
CLEARWATER UNDERWRITERS