The National Oceanic and Atmospheric Administration (NOAA) recently released its official 2021 Atlantic hurricane season outlook, again reflecting above-normal activity for the sixth year in a row. Forecasters are predicting a 60% chance of this season being above-normal, although they do not expect the storm activity to reach the historic levels of the 2020 season.
NOAA forecasters are anticipating a range of 13-20 named storms, 6-10 of which could become hurricanes, including 3-5 that could reach Category 3 or higher. Some of the factors expected to contribute to yet another very active season include neutral El Niño conditions with the possibility of returning to La Niña later in the season, weaker tropical Atlantic trade winds and warmer-than-average sea surface temperatures in the tropical Atlantic Ocean and Caribbean Sea.
This year, as in every year, the National Hurricane Center (NHC) and Federal Emergency Management Agency (FEMA) are urging citizens to adequately prepare now for the upcoming storm season that extends from June 1 through November 30, and are directing those in areas prone to coastal and inland flooding to helpful resources such as Ready.gov and Listo.gov.
Agents and brokers should also be encouraging their clients to purchase flood insurance to protect their most valuable assets and to help them recover more quickly should they experience a flood. Private flood solutions offer higher limits, broader coverages and more stable and competitive rates than what is available from the National Flood Insurance Program (NFIP). With over 25 years of industry-leading expertise, Tokio Marine Highland provides a wide range of innovative private flood solutions to ensure the right coverage for your insureds this hurricane season.