Innovative Solutions
for Complex Risks
With decades of experience and deep industry expertise, we deliver creative solutions that make it easier for you to manage and grow your business. Learn about our private flood, fine art, specialty property, real estate investment and lender-placed insurance coverages.
Products and Services
We help you manage your risks with insurance solutions, not pre-packaged offerings. Our broad portfolio of market-leading products and services are born out of collaboration, imagination and innovation to meet your client’s most complex needs.
Solutions with higher limits, broader coverages and more stable and competitive rates than the NFIP.
Broad insurance coverage for physical loss and damage risks in the fine art and collectibles market.
Solutions to help financial institutions protect their portfolios against uninsured or underinsured losses.
Tailored property solutions designed to serve the unique needs of homeowners and property investors.
Who We Are
We pioneer creative insurance solutions backed by our deep underwriting and product expertise, superior claim management and the highest caliber of customer service. Our core values provide a foundation for building strong and enduring partnerships with our clients and each other.
UNDERWRITING EXPERTISE
Our solutions are crafted by underwriting teams with deep expertise and decades of experience. It’s why agents and brokers nationwide are confident in presenting their customers with our specialized products and innovative solutions.
CREATIVE AND INNOVATIVE PRODUCTS
We help you manage your risks with insurance solutions, not pre-packaged processes. Our broad portfolio of market-leading specialty risk management solutions require collaboration, imagination and innovation to meet your client’s most complex needs.
SUPERIOR CLAIM MANAGEMENT
We manage your claims, every step of the way, through our wholly owned subsidiary, Precise Adjustments. We provide industry-leading claim administration and adjustment capabilities with dedicated and experienced adjusters to ensure claims are handled promptly and fairly.
BEST-IN-CLASS CUSTOMER SERVICE
At Tokio Marine Highland, it’s all about our clients. We deliver the products and services that make it easier for you to manage and grow your business. That’s why we offer a personalized customer experience to serve your clients and fulfill your commitments as if they were our own.
FINANCIAL STRENGTH
Founded in 1962, Tokio Marine Highland is a wholly owned company of Tokio Marine Kiln, one of the largest carriers in the Lloyd’s of London insurance market, rated A+ by Standard & Poor’s for financial strength, and a member of the Tokio Marine Group. Tokio Marine was founded in 1879 and has gone on to become one of the strongest and largest insurance companies in the world with a market capitalization of $34 billion.
Recent Articles
Tokio Marine Highland Responds to Hurricane Milton
On Wednesday, Hurricane Milton made landfall in southwestern Florida, bringing devastating wind, rain, tornadoes and flooding to many communities. Our thoughts are with those affected by the hurricane, and TMH is committed to helping our clients recover from this damaging storm. If you need any assistance or support, including post-event management and consultation on potential […]
Tokio Marine Highland Responds to Recent Hurricane Activity
Category 5 Hurricane Milton is quickly approaching landfall, and this storm will likely threaten the lives and livelihoods of a huge number of Floridians. Our thoughts are with those who will be impacted by Hurricane Milton, and with those already dealing with the aftermath of Hurricane Helene. If you need any assistance or support, including […]
Tokio Marine Highland Named One of 2024’s Best Places to Work in Insurance
September 3, 2024 – Tokio Marine Highland has been named one of the Best Places to Work in Insurance for the fifth consecutive year. The annual award by Business Insurance and Best Companies Group recognizes outstanding employers in the insurance industry who have established workplaces where employees can thrive, enjoy their work and help their […]
DON’T TAKE OUR WORD FOR IT
"Tokio Marine Highland's expertise, professionalism and service are unmatched."
NATE GORHAM, FLOOD UNDERWRITER
CLEARWATER UNDERWRITERS