Norman Heinrich is Chief Executive Officer of Tokio Marine Highland. With more than 35 years of experience in property and casualty insurance industry, he previously served as Chief Underwriting Officer, where he was responsible for coordinating underwriting relationships between Tokio Marine Highland and its parent company, Tokio Marine Kiln, and refining underwriting strategies and procedures to drive profitable growth and business expansion.
Heinrich joined Tokio Marine Highland (formerly WNC Insurance Services) in 1995 to build the company’s Private Flood Division, growing the product line into a market leader with sustained underwriting profitability. He has deep expertise in developing, administering and underwriting flood insurance programs for insurance companies, wholesalers and reinsurance partners.
Prior to joining Tokio Marine Highland, Norman was the Director of Marketing and Flood operations for Capital Assurance Services Inc., a wholly owned subsidiary of the Skandia Companies. His responsibilities included the marketing and sales functions for the Property and Casualty units, and the marketing and underwriting functions for the Flood operations. The Flood operations included voluntary and NFIP flood programs.
Norman holds a degree in accounting from Florida International University and is a licensed property and casualty, and surplus lines insurance agent.